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| CERTIFICATES
OF DEPOSIT |
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 Most people are used to the idea that they'll never have substantial savings for retirement. They simply don't believe it's possible. Think of this: If you invest just $105/month at 6% interest into your newborn child's savings account and that child grows up and continues to make deposits for the same amount until he or she turns 65 they will have over $1,000,000 on their 65th birthday. Another example, if you begin on your 30th birthday and invest $100/month in a savings account at 5% you will have approximately $115,000 on your 65th birthday. May not sound like much, but how many people do you know that have this much in cash at retirement? The point is that if you never start to save it will be difficult to attain your financial goals. It's not how much you make but how much you keep. Don't take chances with your money. Keep it insured and safe with First State Bank.
It's the magic of compound interest. It takes discipline and a philosophy of long-term
achievement. Our financial counselors at First State Bank can show you how to safely get the best possible standard of living tomorrow out of the money you have today. Our Certificates of Deposit bring to you this new dimension in personal banking by offering higher rates of return than any other account we have. You can use our Money Market Checking or Passbook Savings Account to make your monthly deposits and transfer the accumulated amounts over into one of our Certificates of Deposit when you reach $500 or more. Talk to us and we will do the work for you and make the necessary transfers for you automatically.
Please review the next page for our current interest rates and terms and conditions. The longer the term the higher your return. |
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